Zaver, a Swedish fintech company offering buy-now-pay-later (BNPL) and size-agnostic payment solutions, has received approval from the Swedish Financial Supervisory Authority to operate as a credit institution. The approval, granted on 11 June 2025, marks a significant strategic milestone for the company.
Since early 2024, Hammarskiöld has provided legal counsel to Zaver throughout this high-priority process. Following months of intensive preparation, the application was submitted in December 2024 and approved in just over six months—underscoring the quality of the submission and the close collaboration between the teams.
Mattias Anjou, lead partner at Hammarskiöld, commented:
"It has been a true pleasure to assist Zaver in this strategically important project. We are deeply grateful for the trust they placed in us. The outcome reflects the outstanding quality of the application and highlights Hammarskiöld’s capabilities as a strategic advisor in the financial regulatory space. This is the fifth successful credit institution application our team has completed in five years — with a 100% approval rate. I’m very proud of the efforts made by everyone involved."
Amir Marandi, CEO of Zaver, added:
"This is a milestone that reinforces our long-term vision of building market-leading, intelligent, and customer-centric financial infrastructure at the intersection of finance and technology. It reflects the exceptional dedication of our team and the seamless collaboration with Hammarskiöld. Their regulatory experience and strategic insight have been invaluable — and their track record speaks for itself."
Hammarskiöld’s team was led by:
Mattias Anjou (Partner)
Emma Lindwall (Senior Associate)
Johan Löfquist (Senior Associate)
Kelin Taylor Lundgren (Associate)
Jakob Nilsson (Associate)
